Compas offers three medical options administered by Meritain and using the Aetna network. Two are high-deductible plans paired with a Health Savings Account. The Select plan uses copays. Prescription drugs are covered through Smith Rx.

In-network benefits apply unless you have an emergency. Preventive care is covered at 100% in network. Costs below are the amounts you pay. Payroll deductions are per paycheck in 2026 and depend on your salary band.

  • Plan-year deductible

    The amount of covered expenses you must pay before the Plan starts paying benefits. Non-embedded. Each person must meet the individual deductible, and the family must meet the family deductible.

    Non-embedded:

    Individual: $3,000

    Family: $6,000

  • Out-of-pocket maximum

    Non-embedded:

    Individual: $6,450

    Family: $12,900

  • Coinsurance

    You pay 50%

  • Office visit

    You pay 50% after the deductible

  • Well child care and immunizations

    Covered at 100%. You pay 0%.

  • Routine physical and immunizations

    Covered at 100%. You pay 0%.

  • Routine gynecological care and mammograms

    Covered at 100%. You pay 0%.

  • Outpatient surgery

    You pay 50% after the deductible

  • Lab and X-ray

    You pay 50% after the deductible

  • Physician and surgeon fees

    You pay 50% after the deductible

  • Hospital services

    You pay 50% after the deductible

  • Emergency room

    You pay 50% after the deductible

  • Urgent care

    You pay 50% after the deductible

  • Prenatal and postnatal care

    You pay 50% after the deductible

  • Hospital delivery

    You pay 50% after the deductible

  • Outpatient mental health

    You pay 50% after the deductible

  • Inpatient mental health

    You pay 50% after the deductible

  • Prescription Drug

    Deductible - See Deductible above

    Retail (Up to 30-day supply)

    In-network Only
    Generic: You pay $15 (after deductible)
    Formulary: You pay $40 (after deductible)
    Non-Formulary: You pay $75 (after deductible)

    Mail Order (90-day supply)

    In-network Only
    Generic: You pay $30 (after deductible)
    Formulary: You pay $80 (after deductible)
    Non-Formulary: You pay $150 (after deductible)

Medical: Meritain / Aetna, meritain.com, 1-800-925-2272

Prescriptions: Smith Rx, mysmithrx.com, 1-844-454-5201

HSA: Health Savings Account

EPO HSA Basic EPO HSA Buy-Up EPO Select

Plan-year deductible

Non-embedded:

Individual: $3,000

Family: $6,000

Plan-year deductible

Non-embedded:

Individual: $1,750

Family: $3,500

Plan-year deductible

Embedded:

Individual: $1,500

Family: $3,000

Out-of-pocket maximum

Non-embedded:

Individual: $6,450

Family: $12,900

Out-of-pocket maximum

Non-embedded:

Individual: $4,500

Family: $9,000

Out-of-pocket maximum

Embedded:

Individual: $4,000

Family: $8,000

Coinsurance

You pay 50%

Coinsurance

You pay 20%

Coinsurance

You pay 30%

Office visit

You pay 50% after the deductible

Office visit

You pay 20% after the deductible

Office visit

$30 primary care / $50 specialist

Well child care and immunizations

Covered at 100%. You pay 0%.

Well child care and immunizations

Covered at 100%. You pay 0%.

Well child care and immunizations

Covered at 100%. You pay 0%.

Routine physical and immunizations

Covered at 100%. You pay 0%.

Routine physical and immunizations

Covered at 100%. You pay 0%.

Routine physical and immunizations

Covered at 100%. You pay 0%.

Routine gynecological care and mammograms

Covered at 100%. You pay 0%.

Routine gynecological care and mammograms

Covered at 100%. You pay 0%.

Routine gynecological care and mammograms

Covered at 100%. You pay 0%.

Outpatient surgery

You pay 50% after the deductible

Outpatient surgery

You pay 20% after the deductible at a freestanding facility, or 40% after the deductible in a hospital setting

Outpatient surgery

You pay 30% after the deductible at a freestanding facility, or 50% after the deductible in a hospital setting

Lab and X-ray

You pay 50% after the deductible

Lab and X-ray

You pay 20% after the deductible at a freestanding facility, or 30% after the deductible in a hospital setting

Lab and X-ray

$0 copay for lab. Hospital-based lab is 20% after the deductible. X-ray is 30% after the deductible.

Physician and surgeon fees

You pay 50% after the deductible

Physician and surgeon fees

You pay 20% after the deductible

Physician and surgeon fees

You pay 30% at an ambulatory surgery center, or 50% at a hospital facility, after the deductible

Hospital services

You pay 50% after the deductible

Hospital services

You pay 20% after the deductible

Hospital services

You pay 30% after the deductible

Emergency room

You pay 50% after the deductible

Emergency room

You pay 20% after the deductible

Emergency room

You pay 30% after a $100 copay

Urgent care

You pay 50% after the deductible

Urgent care

You pay 20% after the deductible

Urgent care

You pay $40

Prenatal and postnatal care

You pay 50% after the deductible

Prenatal and postnatal care

You pay 20% after the deductible

Prenatal and postnatal care

You pay $0

Hospital delivery

You pay 50% after the deductible

Hospital delivery

You pay 20% after the deductible

Hospital delivery

You pay 30% after the deductible

Outpatient mental health

You pay 50% after the deductible

Outpatient mental health

You pay 20% after the deductible

Outpatient mental health

You pay $50

Inpatient mental health

You pay 50% after the deductible

Inpatient mental health

You pay 20% after the deductible

Inpatient mental health

You pay 30% after the deductible

Prescription Drug

Retail (Up to 30-day supply)

In-network Only
Generic: You pay $15 (after deductible)
Formulary: You pay $40 (after deductible)
Non-Formulary: You pay $75 (after deductible)

Mail Order (90-day supply)

In-network Only
Generic: You pay $30 (after deductible)
Formulary: You pay $80 (after deductible)
Non-Formulary: You pay $150 (after deductible)

Prescription Drug

Retail (Up to 30-day supply)

In-network Only
Generic: You pay $15 (after deductible)
Formulary: You pay $40 (after deductible)
Non-Formulary: You pay $75 (after deductible)

Mail Order (90-day supply)

In-network Only
Generic: You pay $30 (after deductible)
Formulary: You pay $80 (after deductible)
Non-Formulary: You pay $150 (after deductible)

Prescription Drug

Retail (Up to 30-day supply)

In-network Only
Generic: You pay $15
Formulary: You pay $40
Non-Formulary: You pay $75

Mail Order (90-day supply)

In-network Only
Generic: You pay $30
Formulary: You pay $80
Non-Formulary: You pay $150

  • Plan-year deductible

    The amount of covered expenses you must pay before the Plan starts paying benefits. Non-embedded. Each person must meet the individual deductible, and the family must meet the family deductible.

    Non-embedded:

    Individual: $1,750

    Family: $3,500

  • Out-of-pocket maximum

    Non-embedded:

    Individual: $4,500

    Family: $9,000

  • Coinsurance

    You pay 20%

  • Office visit

    You pay 20% after the deductible

  • Well child care and immunizations

    Covered at 100%. You pay 0%.

  • Routine physical and immunizations

    Covered at 100%. You pay 0%.

  • Routine gynecological care and mammograms

    Covered at 100%. You pay 0%.

  • Outpatient surgery

    You pay 20% after the deductible at a freestanding facility, or 40% after the deductible in a hospital setting

  • Lab and X-ray

    You pay 20% after the deductible at a freestanding facility, or 30% after the deductible in a hospital setting

  • Physician and surgeon fees

    You pay 20% after the deductible

  • Hospital services

    You pay 20% after the deductible

  • Emergency room

    You pay 20% after the deductible

  • Urgent care

    You pay 20% after the deductible

  • Prenatal and postnatal care

    You pay 20% after the deductible

  • Hospital delivery

    You pay 20% after the deductible

  • Outpatient mental health

    You pay 20% after the deductible

  • Inpatient mental health

    You pay 20% after the deductible

  • Prescription Drug

    Deductible - See Deductible above

    Retail (Up to 30-day supply)

    In-network Only
    Generic: You pay $15 (after deductible)
    Formulary: You pay $40 (after deductible)
    Non-Formulary: You pay $75 (after deductible)

    Mail Order (90-day supply)

    In-network Only
    Generic: You pay $30 (after deductible)
    Formulary: You pay $80 (after deductible)
    Non-Formulary: You pay $150 (after deductible)

Medical: Meritain / Aetna, 1-800-925-2272

Prescriptions: Smith Rx, 1-844-454-5201

EPO HSA Buy-Up EPO HSA Basic EPO Select

Plan-year deductible

Non-embedded:

Individual: $1,750

Family: $3,500

Plan-year deductible

Non-embedded:

Individual: $3,000

Family: $6,000

Plan-year deductible

Embedded:

Individual: $1,500

Family: $3,000

Out-of-pocket maximum

Non-embedded:

Individual: $4,500

Family: $9,000

Out-of-pocket maximum

Non-embedded:

Individual: $6,450

Family: $12,900

Out-of-pocket maximum

Embedded:

Individual: $4,000

Family: $8,000

Coinsurance

You pay 20%

Coinsurance

You pay 50%

Coinsurance

You pay 30%

Office visit

You pay 20% after the deductible

Office visit

You pay 50% after the deductible

Office visit

$30 primary care / $50 specialist

Well child care and immunizations

Covered at 100%. You pay 0%.

Well child care and immunizations

Covered at 100%. You pay 0%.

Well child care and immunizations

Covered at 100%. You pay 0%.

Routine physical and immunizations

Covered at 100%. You pay 0%.

Routine physical and immunizations

Covered at 100%. You pay 0%.

Routine physical and immunizations

Covered at 100%. You pay 0%.

Routine gynecological care and mammograms

Covered at 100%. You pay 0%.

Routine gynecological care and mammograms

Covered at 100%. You pay 0%.

Routine gynecological care and mammograms

Covered at 100%. You pay 0%.

Outpatient surgery

You pay 20% after the deductible at a freestanding facility, or 40% after the deductible in a hospital setting

Outpatient surgery

You pay 50% after the deductible

Outpatient surgery

You pay 30% after the deductible at a freestanding facility, or 50% after the deductible in a hospital setting

Lab and X-ray

You pay 20% after the deductible at a freestanding facility, or 30% after the deductible in a hospital setting

Lab and X-ray

You pay 50% after the deductible

Lab and X-ray

$0 copay for lab. Hospital-based lab is 20% after the deductible. X-ray is 30% after the deductible.

Physician and surgeon fees

You pay 20% after the deductible

Physician and surgeon fees

You pay 50% after the deductible

Physician and surgeon fees

You pay 30% at an ambulatory surgery center, or 50% at a hospital facility, after the deductible

Hospital services

You pay 20% after the deductible

Hospital services

You pay 50% after the deductible

Hospital services

You pay 30% after the deductible

Emergency room

You pay 20% after the deductible

Emergency room

You pay 50% after the deductible

Emergency room

You pay 30% after a $100 copay

Urgent care

You pay 20% after the deductible

Urgent care

You pay 50% after the deductible

Urgent care

You pay $40

Prenatal and postnatal care

You pay 20% after the deductible

Prenatal and postnatal care

You pay 50% after the deductible

Prenatal and postnatal care

You pay $0

Hospital delivery

You pay 20% after the deductible

Hospital delivery

You pay 50% after the deductible

Hospital delivery

You pay 30% after the deductible

Outpatient mental health

You pay 20% after the deductible

Outpatient mental health

You pay 50% after the deductible

Outpatient mental health

You pay $50

Inpatient mental health

You pay 20% after the deductible

Inpatient mental health

You pay 50% after the deductible

Inpatient mental health

You pay 30% after the deductible

Prescription Drug

Retail (Up to 30-day supply)

In-network Only
Generic: You pay $15 (after deductible)
Formulary: You pay $40 (after deductible)
Non-Formulary: You pay $75 (after deductible)

Mail Order (90-day supply)

In-network Only
Generic: You pay $30 (after deductible)
Formulary: You pay $80 (after deductible)
Non-Formulary: You pay $150 (after deductible)

Prescription Drug

Retail (Up to 30-day supply)

In-network Only
Generic: You pay $15 (after deductible)
Formulary: You pay $40 (after deductible)
Non-Formulary: You pay $75 (after deductible)

Mail Order (90-day supply)

In-network Only
Generic: You pay $30 (after deductible)
Formulary: You pay $80 (after deductible)
Non-Formulary: You pay $150 (after deductible)

Prescription Drug

Retail (Up to 30-day supply)

In-network Only
Generic: You pay $15
Formulary: You pay $40
Non-Formulary: You pay $75

Mail Order (90-day supply)

In-network Only
Generic: You pay $30
Formulary: You pay $80
Non-Formulary: You pay $150

  • Plan-year deductible

    The amount of covered expenses you must pay before the Plan starts paying benefits. Embedded. Each covered person has an individual deductible under family coverage.

    Embedded:

    Individual: $1,500

    Family: $3,000

  • Out-of-pocket maximum

    Embedded:

    Individual: $4,000

    Family: $8,000

  • Coinsurance

    You pay 30%

  • Office visit

    $30 primary care / $50 specialist

  • Well child care and immunizations

    Covered at 100%. You pay 0%.

  • Routine physical and immunizations

    Covered at 100%. You pay 0%.

  • Routine gynecological care and mammograms

    Covered at 100%. You pay 0%.

  • Outpatient surgery

    You pay 30% after the deductible at a freestanding facility, or 50% after the deductible in a hospital setting

  • Lab and X-ray

    $0 copay for lab. Hospital-based lab is 20% after the deductible. X-ray is 30% after the deductible.

  • Physician and surgeon fees

    You pay 30% at an ambulatory surgery center, or 50% at a hospital facility, after the deductible

  • Hospital services

    You pay 30% after the deductible

  • Emergency room

    You pay 30% after a $100 copay

  • Urgent care

    You pay $40

  • Prenatal and postnatal care

    You pay $0

  • Hospital delivery

    You pay 30% after the deductible

  • Outpatient mental health

    You pay $50

  • Inpatient mental health

    You pay 30% after the deductible

  • Prescription Drug

    Retail (Up to 30-day supply)

    In-network Only
    Generic: You pay $15
    Formulary: You pay $40
    Non-Formulary: You pay $75

    Mail Order (90-day supply)

    In-network Only
    Generic: You pay $30
    Formulary: You pay $80
    Non-Formulary: You pay $150

This plan does not pair with the Health Savings Account. You can use the medical flexible spending account instead.

Medical: Meritain / Aetna, 1-800-925-2272

Prescriptions: Smith Rx, 1-844-454-5201

EPO Select EPO HSA Basic EPO HSA Buy-Up

Plan-year deductible

Embedded:

Individual: $1,500

Family: $3,000

Plan-year deductible

Non-embedded:

Individual: $3,000

Family: $6,000

Plan-year deductible

Non-embedded:

Individual: $1,750

Family: $3,500

Out-of-pocket maximum

Embedded:

Individual: $4,000

Family: $8,000

Out-of-pocket maximum

Non-embedded:

Individual: $6,450

Family: $12,900

Out-of-pocket maximum

Non-embedded:

Individual: $4,500

Family: $9,000

Coinsurance

You pay 30%

Coinsurance

You pay 50%

Coinsurance

You pay 20%

Office visit

$30 primary care / $50 specialist

Office visit

You pay 50% after the deductible

Office visit

You pay 20% after the deductible

Well child care and immunizations

Covered at 100%. You pay 0%.

Well child care and immunizations

Covered at 100%. You pay 0%.

Well child care and immunizations

Covered at 100%. You pay 0%.

Routine physical and immunizations

Covered at 100%. You pay 0%.

Routine physical and immunizations

Covered at 100%. You pay 0%.

Routine physical and immunizations

Covered at 100%. You pay 0%.

Routine gynecological care and mammograms

Covered at 100%. You pay 0%.

Routine gynecological care and mammograms

Covered at 100%. You pay 0%.

Routine gynecological care and mammograms

Covered at 100%. You pay 0%.

Outpatient surgery

You pay 30% after the deductible at a freestanding facility, or 50% after the deductible in a hospital setting

Outpatient surgery

You pay 50% after the deductible

Outpatient surgery

You pay 20% after the deductible at a freestanding facility, or 40% after the deductible in a hospital setting

Lab and X-ray

$0 copay for lab. Hospital-based lab is 20% after the deductible. X-ray is 30% after the deductible.

Lab and X-ray

You pay 50% after the deductible

Lab and X-ray

You pay 20% after the deductible at a freestanding facility, or 30% after the deductible in a hospital setting

Physician and surgeon fees

You pay 30% at an ambulatory surgery center, or 50% at a hospital facility, after the deductible

Physician and surgeon fees

You pay 50% after the deductible

Physician and surgeon fees

You pay 20% after the deductible

Hospital services

You pay 30% after the deductible

Hospital services

You pay 50% after the deductible

Hospital services

You pay 20% after the deductible

Emergency room

You pay 30% after a $100 copay

Emergency room

You pay 50% after the deductible

Emergency room

You pay 20% after the deductible

Urgent care

You pay $40

Urgent care

You pay 50% after the deductible

Urgent care

You pay 20% after the deductible

Prenatal and postnatal care

You pay $0

Prenatal and postnatal care

You pay 50% after the deductible

Prenatal and postnatal care

You pay 20% after the deductible

Hospital delivery

You pay 30% after the deductible

Hospital delivery

You pay 50% after the deductible

Hospital delivery

You pay 20% after the deductible

Outpatient mental health

You pay $50

Outpatient mental health

You pay 50% after the deductible

Outpatient mental health

You pay 20% after the deductible

Inpatient mental health

You pay 30% after the deductible

Inpatient mental health

You pay 50% after the deductible

Inpatient mental health

You pay 20% after the deductible

Prescription Drug

Retail (Up to 30-day supply)

In-network Only
Generic: You pay $15
Formulary: You pay $40
Non-Formulary: You pay $75

Mail Order (90-day supply)

In-network Only
Generic: You pay $30
Formulary: You pay $80
Non-Formulary: You pay $150

Prescription Drug

Retail (Up to 30-day supply)

In-network Only
Generic: You pay $15 (after deductible)
Formulary: You pay $40 (after deductible)
Non-Formulary: You pay $75 (after deductible)

Mail Order (90-day supply)

In-network Only
Generic: You pay $30 (after deductible)
Formulary: You pay $80 (after deductible)
Non-Formulary: You pay $150 (after deductible)

Prescription Drug

Retail (Up to 30-day supply)

In-network Only
Generic: You pay $15 (after deductible)
Formulary: You pay $40 (after deductible)
Non-Formulary: You pay $75 (after deductible)

Mail Order (90-day supply)

In-network Only
Generic: You pay $30 (after deductible)
Formulary: You pay $80 (after deductible)
Non-Formulary: You pay $150 (after deductible)