Good dental care is key to your overall health and wellness.
Compas offers two dental options, a PPO and a DHMO. The PPO dental plan allows freedom of choice regarding dental providers, however there are deductibles, annual and lifetime maximums on certain benefits.
The DHMO has no deductible or annual maximum, however, to access benefits you must preselect a participating DHMO dentist and be referred for care.
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Annual maximum
In-network
$1,000 per person
Out-of-network
$1,000 per person
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Calendar-year deductible
In-network
Individual: $50
Family: $150
Out-of-network
Individual: $50
Family: $150
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Preventive services
In-network
100% with no deductible
Out-of-network
100% after the deductible
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Basic services
In-network
100% after the deductible
Out-of-network
80% after the deductible
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Major services
In-network
60% after the deductible
Out-of-network
50% after the deductible
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Orthodontia
In-network
50% for children and adults
Out-of-network
50% for children and adults
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Orthodontia Lifetime Maximum
In-network
$1,000 per dependent
Out-of-network
$1,000 per dependent
| Guardian PPO | Guardian DHMO |
|---|---|
Annual maximumIn-network$1,000 per person Out-of-network$1,000 per person |
Annual maximumIn-networkNot applicable |
Calendar-year deductibleIn-networkIndividual: $50 Family: $150 Out-of-networkIndividual: $50 Family: $150 |
Calendar-year deductibleIn-networkNone |
Preventive servicesIn-network100% with no deductible Out-of-network100% after the deductible |
Preventive servicesIn-network100% |
Basic servicesIn-network100% after the deductible Out-of-network80% after the deductible |
Basic servicesIn-networkCopay |
Major servicesIn-network60% after the deductible Out-of-network50% after the deductible |
Major servicesIn-networkCopay |
OrthodontiaIn-network50% for children and adults Out-of-network50% for children and adults |
OrthodontiaIn-networkCopay |
Orthodontia Lifetime MaximumIn-network$1,000 per dependent Out-of-network$1,000 per dependent |
Orthodontia Lifetime MaximumIn-networkNot applicable |
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Annual maximum
In-network
Not applicable
-
Calendar-year deductible
In-network
None
-
Preventive services
In-network
100%
-
Basic services
In-network
Copay
-
Major services
In-network
Copay
-
Orthodontia
In-network
Copay
-
Orthodontia Lifetime Maximum
In-network
Not applicable
| Guardian DHMO | Guardian PPO |
|---|---|
Annual maximumIn-networkNot applicable |
Annual maximumIn-network$1,000 per person Out-of-network$1,000 per person |
Calendar-year deductibleIn-networkNone |
Calendar-year deductibleIn-networkIndividual: $50 Family: $150 Out-of-networkIndividual: $50 Family: $150 |
Preventive servicesIn-network100% |
Preventive servicesIn-network100% with no deductible Out-of-network100% after the deductible |
Basic servicesIn-networkCopay |
Basic servicesIn-network100% after the deductible Out-of-network80% after the deductible |
Major servicesIn-networkCopay |
Major servicesIn-network60% after the deductible Out-of-network50% after the deductible |
OrthodontiaIn-networkCopay |
OrthodontiaIn-network50% for children and adults Out-of-network50% for children and adults |
Orthodontia Lifetime MaximumIn-networkNot applicable |
Orthodontia Lifetime MaximumIn-network$1,000 per dependent Out-of-network$1,000 per dependent |
Benefits & Resources
Medical
Employee Assistance and Mental Wellness